Most people today are being denied loan modifications because the bank says that they don’t make enough money. In addition to your current financial information, the bank uses information from the original loan documents to determine if you will receive a loan mod. If there is Mortgage Fraud committed by the bank hidden in your loan, then you, very likely, will not get a modification. This is just one reason why it has become so critical to get a forensic audit before asking the bank for a loan modification. Simply put, if a forensic audit shows the mortgage fraud committed against you, (and 79% of the loans banks issued over the past decade contain fraud) then you are far more likely to get approved for a loan modification. A forensic loan audit can help show the violations and turn the tides in your favor.
These lawyers are VERY DIFFERENT than other firms offering to help you on your home loan.
They don’t go to the mortgage company with “hat in hand” begging for you to get a loan mod or short sale approved. We have been in this industry a long time and can already tell you, companies that take this approach have poor results, and often go under.
For Bankers, the money is made either in collecting your timely monthly payment or in foreclosure. Thus, the banks would rather get rid of you. If you have tried calling your bank to work on a loan modification then you already know this painfully well.
Our first step is to perform an in-depth and free consultation with you to truly identify all that has transpired since you got your loan. We then determine what is the best investigative service to help you finally get the upper hand with your lender. Most commonly homeowners need to reveal the fraud in their mortgage or foreclosure. Because today’s homeowner is struggling with both mortgage fraud and fraudulent foreclosures, our two most sought after audits are the Forensic Loan Review and the Securitization Audit.
Once we know what you need investigated, we then investigate and find the violations. Just about every loan investigated has contained fraud or other violations of the federal laws that protect you as a borrower.
We lawyers have been in this industry for more than a decade, thus we have a crack team of Forensic Loan Auditors and Negotiators. Our teams are so good that many attorneys come to us for their forensic needs, and refer people to us for our out-of-court negotiations.
You can have them Negotiate for you in an out-of-court situation or you can have your attorney take the matter to court. Most homeowners choose to have us negotiate for them. It’s cheaper, faster, and easier on the homeowner than litigation.
When you have the Solutions on your side, you have a powerful team that gets the bank highly motivated to work with your loan. Once forensics have been done, the bank has a much greater level of risk: lawsuits, loss of revenues and government investigations. It becomes far more inviting for them to consider or reconsider your loan mod or short sale.
Stop Foreclosure – Stop The Banks. Know Your Options.
Learn about the techniques and remedies that stop the foreclosure on your property which have been hidden from us for over 75 years. Find out why the banks actually do not have the legal authority to foreclose.
Stop Foreclosure – Stop The Banks. Know Your Options.
